Portfolio Management Services provide control and insight into your accounts through advanced analysis tools when using the Portfolio Alerts and Scoring products. Together, they help discover rising risk as well as growth opportunities.
Click here for a Portfolio Management Product Sheet.
Analyze Your Account Portfolio
Experian’s advanced Web-based portal can identify performance trends and monitor changes within your account portfolio, distinguish the businesses with the lowest to highest credit risk levels, and score batch or individual accounts as needed. You’ll know what necessary steps are required to keep up with your company’s cash flow demands.
Detect early signs of trouble within your account portfolio
Being able to detect early signs of trouble within your customer base will help you stay on top of the game. The Alert Service scrutinizes your business accounts and provides both positive and negative notifications. These notices could include bankruptcies, tax liens and judgments, increasingly late payments, collections, Uniform Commercial Code filings, and derogatory information from other suppliers. The positive monitoring notifies you of improving payment trends, whenever liens, judgments, or collection accounts have been paid, and when other suppliers have increased your customers’ credit limits.
The monitoring of your accounts allows you to react quickly to potential dangers, maximize collection efforts, avoid potential losses, and provide up-sell opportunities. You’ll have better control over your portfolio and collection efforts.
Credit risk evaluation of your customers
Portfolio scoring is a quick and efficient method of evaluating the credit worthiness of your customers and trending patterns. The scoring provides a Current Risk Score, Days Beyond Terms (DBT) With Suppliers, Total Trade Balance, Public Record Filings, Legal Balance, and Other Risk Factors.
Your entire portfolio or a specific segment can be scored. High, medium & low risk accounts are pinpointed. Identity potential bad debt customers versus slow paying customers. Help your company increase sales and profits by providing your Sales Department with a list of your low risk customers. This is a great opportunity to cultivate more sales.
Automated scoring customized to your specific needs
DecisionIQ is a credit decisioning solution which enables businesses to automate their credit policy to save time, increase efficiencies, streamline processes, and document policies to comply with regulations. Better credit decisions will be made by combining risk and financial stability scores, analytics, and your own credit policies.
Commercial Fraud Suite
Assesses the fraud risk of small business applicants by combining score-based analytics with Experian’s extensive business and consumer data sources.
- Business Verify
Enhanced business verification that combines public records, contact data and marketing data, and commercial data to increase hit rate.
- Business Compliance Insight Report
Due diligence report helping to quickly and cost effectively identify fraud, reputational and regulatory risk.
A comprehensive monitoring tool that helps you take action quickly when changes occur with your customers or suppliers. Choose the events relevant to you so only the most important alerts are brought to your attention.
- Portfolio Monitor
Identify risks and opportunities within your portfolio of customers
Alerts give you the ability to stay ahead of your customers, reduce delinquency and bad debt, improve collection results, and reduce labor costs associated with managing customers
Identify risks and opportunities within your customer portfolio
- Intelliscore Plus
Evaluate business risk and expedite credit decisions
- Intelliscore Plus Blended
Intelliscore Plus Blended provides you with all the benefits of Intelliscore Plus, and:
- Owner / Guarantor Account Information
- Owner / Guarantor Derogatory Filings and Payment Status
Trust Experian Business Credit Reports to help you clearly spot immediate and future risk.